Mortgage

Secure your home today

Or someone else will own the home you’re working for. Take the first step toward your own home loan journey today.

Residential

Financing for individuals purchasing or owning residential properties, including new developments and completed homes, with flexible loan structures and tenure options.

Residential Home Loan

• Up to 90% financing for property purchase

• Tenure up to 35 years or age 70

• For completed and under-construction properties

• Covers new purchase (developer) and sub-sale market

• Zero Moving Cost and Non-Zero Moving Cost options

• Competitive fixed-rate tiers based on credit profile

• Open to Malaysians, PR, and eligible foreigners

• Minimum loan: RM150,000 | Property value from RM200,000

• Lock-in period: 3–5 years

• Starting from 3.70% p.a.

Commercial

Financing for selected non-residential properties, subject to assessment and approval based on eligibility and property type.

Refinancing

A financing option for existing property owners to restructure their current loan or unlock property value based on market valuation, applicable to completed residential properties.

• Up to 80% financing based on property market value

• Available for completed residential properties only

• Suitable for equity release or loan restructuring

• Same flexible tenure up to 35 years

• Option for Zero Moving Cost / Non-Zero Moving Cost packages

• Competitive tiered interest rates

• Lock-in period applies (3–5 years)

• Starting from 3.70% p.a.

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